I know a woman who lived in a flood plain for fifteen years but was just high enough to never get flooded. But she said her neighbors who lived lower down were very practical about it. They felt like they got new carpet and some new furniture free every 8-10 years, and knew how to protect the important stuff.

As for tornadoes, y'all have a lot of risk of tornadoes during hurricanes. And where we are, it's rare to get caught by surprise by a tornado (though it can happen) because of radar and because every radio and tv station broadcasts constant updates when there's threat of tornado, and we almost always see the system moving into the area.

But you're right, it's all what you're used to.

I'm glad y'all dodged that bullet.